Home Forclosures effect pets.

I just read an article at the Charlotte Sun Herald in Florida http://www.sun-herald.com/Newsstory.cfm?pubdate=102307&story=tp6np9.htm&folder=NewsArchive2. I find it rather distressing that not only are people losing their homes, pets are ending up in shelters because of it. I know that many people did not expect this to happen when they got their home loans. It is a real shame that they were often duped into thinking that this kind of thing was unlikely to happen. My opinion is that instead of letting people lose their homes shouldn't banks and mortgage companies be more proactive in renegotiating these peoples loans to what they were paying in the first place without additional fees to do so. In most cases they were able to afford the original loan. It is not like the banks or mortage companies will lose much money. At least they will have money coming in and you still end up paying double your loan with the interest the bank gets anyway. This whole thing makes me sad.
Donna